Missouri’s Pre-Existing Condition Insurance Plan
Since July, eligible residents of Missouri are able to apply for coverage through the state’s Pre-Existing Condition Insurance Plan program run by Missouri Health Insurance Pool. To qualify for coverage:
• You must be a citizen or national of the United States or lawfully present in the U.S.
• You must have been uninsured for at least the last six months before you apply.
• You must have had a problem getting insurance due to a pre-existing condition.
The Pre-Existing Condition Insurance Plan will cover a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, even if it’s to treat a pre-existing condition.
Premium: $423 to $972 per month
Deductible: $1,000
Out of Pocket Limit: $5,950
For more information please call 800-821-2231 or go to www.mhip.org.
Illinois’ Pre-Existing Condition Insurance Plan
Eligible residents of Illinois may apply for coverage through the state’s Pre-Existing Condition Insurance Plan program run by the Illinois Departments of Insurance and Public Health.To qualify for coverage:
• You must be a citizen or national of the United States or lawfully present in the U.S.
• You must have been uninsured for at least the last six months before you apply.
• You must have had a problem getting insurance due to a pre-existing condition.
The Pre-Existing Condition Insurance Plan will cover a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, even if it’s to treat a pre-existing condition.
Premium: $111-$526
Deductible: $2,000
Out of Pocket Limit: $4,350 for medical (including $2,000 deductible), $1,600 for pharmacy, with a maximum out-of-pocket limit of $5,590
For more information, please visit http://insurance.illinois.gov/IPXP or call (877) 210-9167.