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Dear

Gwendolyn:

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My

sister-in-law wanted to purchase an SUV after wrecking her

car.  She asked me to co-sign but I told her I would

loan her the money for a down payment – but would not

co-sign.  After loaning her $3,000 for down payment, I

later discovered she had received enough money from her insurance

to not need money from me.   My husband was not aware

that his family, my family, and my friends were borrowing without

repay.  People dislike people and talk about you when

they know you have it and don’t loan it.

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“font-size: 16px; font-family: ‘Times New Roman’;”>Bernice

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Dear

Bernice:

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“font-family: ‘Times New Roman’;”>Who cares about what people

think?  Throw that idea completely out of your

mind.  No one is obligated to give away money as if it

is falling from trees.  A good practice is only give

money to those who helped you achieve it.  (example:

mom, dad, a loving aunt, or some nice little old lady or man who

honored your interest.)  Too many people have lost

everything they owned (house, cars, furniture, bank account)

feeling guilty about having money.

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“font-family: ‘Times New Roman’;”>Let me tell you

this:  The next time someone wants to borrow when they

ask, “I need to borrow (break into the conversation and say “I

don’t have it.”) Then when they try to explain, don’t give them

time to give the amount – (again break into the conversation and

say—“I don’t have that either.”)  – Copyright © 2011

by Gwendolyn L. Baines.

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“font-family: ‘Times New Roman’;”>Got a problem, email

Gwendolyn at: gwenbaines@hotmail.com or write to her at Nevada

Publishing Co., P. O. Box 10066, Raleigh,

NC  27605-0066 (to receive a reply, send a

self-addressed stamped envelope.).

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